Privacy Policy

At The Fiscal Phoenix, your privacy is our priority. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or engage with our content. By using our website (www.thefiscalphoenix.net), you agree to the terms outlined in this policy. We are committed to complying with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs) as set out by the Office of the Australian Information Commissioner (OAIC).

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1. Information We Collect

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We may collect and process the following types of information:

• Personal Information: Name, email address, phone number, and mailing address when you register, make a purchase, or subscribe to our newsletter.

• Financial Information: Payment details for processing transactions securely.

• Technical Information: IP address, browser type, device type, and access times for analytics and security.

• Usage Data: Pages visited, time spent on the site, and other analytical data to improve user experience.

• Communication Data: Messages, feedback, and customer support inquiries.

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2. How We Use Your Information

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We use your information to:

• Provide, operate, and improve our website and services.

• Process payments and manage transactions securely.

• Respond to your inquiries and provide customer support.

• Personalize your experience and deliver targeted content.

• Send promotional communications if you have opted in.

• Comply with legal obligations and protect our legal rights.

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3. Sharing Your Information

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We do not sell, rent, or trade your personal information. However, we may share your data with:

• Service providers and payment processors for secure transactions.

• Third-party platforms for analytics and marketing.

• Legal authorities when required by law.

• Professional advisors, such as accountants, lawyers, and auditors, where necessary

• Data Security

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We use industry-standard security measures to protect your data from unauthorized access, disclosure, or misuse. However, no method of transmission over the internet is entirely secure, and we cannot guarantee absolute security. You are responsible for maintaining the security of your own devices and accounts.

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​4.Your Rights Under Australian Law

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You have the right to:

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• Access, correct, or delete your personal information.

• Withdraw consent for data processing.

• Opt out of marketing communications at any time.

• Lodge a complaint with the Office of the Australian Information Commissioner (OAIC) if you believe we have breached the APPs.

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5. Cookies and Tracking Technologies

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Our site uses cookies to enhance user experience, track usage, and deliver personalized content. You can disable cookies through your browser settings, but this may impact your experience. For more information on managing cookies, visit the OAIC website.

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6. Third-Party Links

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Our website may contain links to third-party sites. We are not responsible for the privacy practices of these external sites.

 

a)​ International Data Transfers

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If you access our services from outside Australia, please note that your data may be transferred to, stored, and processed in Australia, where data protection laws may differ from those in your country.

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b) Exemption Statement for Financial Services Verification

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The Fiscal Phoenix provides general financial education, personal budgeting tools, and motivational content designed to empower users in their financial journey. We do not offer personalized financial advice, financial product recommendations, or intermediary financial services. Our content is intended for educational purposes only and is not intended to substitute for professional financial advice. We operate within the exemptions provided under the Corporations Act 2001 (Cth) and do not require an Australian Financial Services (AFS) license.

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1. Changes to This Policy

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We may update this Privacy Policy periodically. The date of the last update will be noted at the top of this page.

1. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

The Fiscal Phoenix Email: matthieu@thefiscalphoenix.net

By using our site, you consent to this Privacy Policy.

Thank you for trusting The Fiscal Phoenix with your financial journey.

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